Reply #12 dadumdum's post
Loan?
That is a question that bothered me for ~10Y.
Then a friend Wanchai bar girl (In fact she was working in at lleast 3 high end bars and not every night) was making ++ $100k per month (I am 99% sure) CASH...while being officialy a DH.
6 pairs of Louboutin + London designer clothes...but considering her de facto Escort status, that were profitable investments for smart cookie.
A lady that has the "balls" to go to SEVVA (among others), order a bottle of champagne with 2 glasses and wait for a guy to come pay for the
champagne and her that is unusual...but she was for real!!!
I have seen confident and very confident but SHE was a notch above and waitresses friends still remember her ...."Yes, there was serious class then"  with big regrets in the voice.
One afternoon, she scared me.
She was proud: "HSBC now respects me!"
Me: "WTF"
Her: "Yes, they offered me investment products as I remitted some cash"...likely with a wheelbarrow 
(just imagine a DH in Louboutin and designer clothes walking into HSBC to remit say $50k cash! )
Me: "That is VERY BAD news. Your are a DH and HSBC knows that,
so WHAT IS THE SOURCE OF FUNDS is the BASIC question they should ask themselves (if not sleeping)...and then write a STR to HKMA-JFIU.
Stop that shit now. Open many more bank accounts, basic, as well as use several channels to also send money home."
Her: Panic in her eyes. "Oh shit. Thanks (jumping at my neck strangling me); I fxcked up. Going stealth now."
She has long retired and lives nicely overseas.
...but the question is, while 141 business is legal, bringing wheelbarrows of cash to the bank (that is supposed to be aware of the "job")
does not make easy ....MORTGAGE APPLICATIONS
....unless the Loan Office is himself a CLIENT of the lady and knows very well her ability to repay
I have to ask the question to one I know was keeping an eye on real estate for purchase.
[ Last edited by HK_Legend at 17-3-2022 12:34 ] | |
