this happened to me a few times... and i've learnt to do this last time
add up all costs for services rendered; ie. how many times had you spent with her but she did not take moneys from you
example, monday RMB1000 +tueday RMB1000 + wednesday RMB1000 = RMB3000 total
basically moneys you would of handed over otherwise (even if she refused)
and IF she ever asks you again for a loan, ONLY LOAN THE BALANCE, NO MORE!!!
under no circumstance should you exceed this amount at any cost
if she returns it, awesome, if she doesn't, no biggie, would of been her fee anyways
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