Reply #36 SEAJ's post
Originally posted by SEAJ at 22-1-2010 21:52
And I believe that Nigerian scammers only needs this information to somehow clean our your account! So........
The Nigerian scammers need more than just your account name and number. Every time you write a cheque you are giving out this info. They need the PW(s), or more info like; DOB, mothers maiden name, billing address, etc., if they are to access your account for any significant amount of money ... sort of like ID theft.
The scams want you to send them your account info under the promise they will forward funds. Without the password/pins they cannot access your money. The "Nigerian" scams ask you to to send money to their accounts for the admin costs of moving that $20M+ to you account. IMO only the greedy fall for this type of scam and it's their karma, like "in my (our families) role in Nigeria, I've just ripped off US$20M from the people, and I will give you commission to help me launder this out to the west" ....
A fool and his money are soon parted if he provides his pass codes, and most banks now require at least two levels of pass code, and some generate unique codes for each large transaction. Other techniques are used such as you will be contacted by bank computer voice generated call to your designated phone and asked to confirm the transaction and then supplied with unique key that must be typed in to effect the T/F.
Some scams are linked with money laundering and pass themselves off as offering you a job ... they will actually send you funds you then on forward to other accounts and you keep a generous commission. The amounts are low, in OZ all amounts AUD$10k plus are subject of auto advice to the authorities computers systems. These are short lived enterprises, they send some small amount to test your "honesty", then the victims are usually busted within weeks and the patsy is left holding the can. We have several cases before the courts in AUS but the; .... how should I phrase this ... I'll use your "shoe shine boys" terminology, never really know who they are dealing with so cannot give any real evidence other then the tax haven accounts where the money went, ... and was subsequently emptied. |
